Terms & Conditions

1. Introduction

Welcome to SnatchSavings ("we," "us," "our," "the Website"). These Terms and Conditions ("Terms") govern your access to and use of our website, mobile applications, and services (collectively, the "Services").

SnatchSavings is an affiliate marketing platform that provides users with access to coupons, promotional codes, discounts, deals, and cashback offers from various online merchants and retailers.

2. Acceptance of Terms

By using SnatchSavings, you acknowledge and agree that:

• You have read, understood, and agree to be bound by these Terms
• You have read and agree to our Privacy Policy
• You are at least 18 years old or have parental/guardian consent if under 18
• You will comply with all applicable laws and regulations
• You are using our Services for personal, non-commercial purposes only

Company Information: SnatchSavings is operated by [Your Company Name], registered in Singapore. Our registered address is available upon request.

3. Affiliate Disclosure

3.1 How Affiliate Marketing Works

When you click on a coupon code, deal, or promotional link on our website and make a purchase from a merchant, we may receive a commission from that merchant at no additional cost to you.

3.2 Affiliate Partners

We work with various affiliate networks and programs, including but not limited to:

• Commission Junction (CJ Affiliate)
• ShareASale
• Rakuten Advertising
• Impact
• Awin
• Individual merchant affiliate programs

3.3 No Additional Cost to Users

Using our coupons and deals does NOT cost you anything extra. In fact, you save money while we earn a small commission from the merchant. Our affiliate relationships do not influence the discounts or deals we feature.

3.4 Editorial Independence

While we earn affiliate commissions, our content and recommendations remain unbiased. We prioritize providing genuine value to our users by featuring the best deals and most reliable merchants.

4. Use of Services

4.1 Permitted Use

You may use our Services to:

• Browse and search for coupons, deals, and promotional offers
• Copy coupon codes and apply them on merchant websites
• Subscribe to deal alerts and newsletters
• Create an account to save favorite stores and preferences
• Submit deals and coupons (subject to our review and approval)
• Leave reviews and ratings for merchants

4.2 Prohibited Use

You agree NOT to:

• Use our Services for any unlawful or fraudulent purpose
• Scrape, copy, or reproduce content from our website without permission
• Use automated tools (bots, crawlers) to access our Services
• Resell, redistribute, or commercialize our content or services
• Submit false, misleading, or spam content
• Attempt to hack, disrupt, or compromise our website security
• Impersonate others or misrepresent your affiliation
• Violate any intellectual property rights
• Engage in any activity that interferes with other users' access

5. Account Registration

5.1 Account Creation

You may create an account to access additional features such as saving favorite stores, deal alerts, and personalized recommendations. When creating an account:

• Provide accurate, current, and complete information
• Choose a strong password and keep it confidential
• Do not share your account with others
• You are responsible for all activities under your account

5.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials. Notify us immediately if you suspect unauthorized access to your account.

5.3 Account Termination

We reserve the right to suspend or terminate accounts that:

• Violate these Terms
• Engage in fraudulent or abusive behavior
• Remain inactive for extended periods (12+ months)
• Are used for commercial purposes without authorization

You may delete your account at any time through your account settings.

6. Coupons, Deals & Promotional Offers

6.1 Nature of Coupons

The coupons, promo codes, and deals displayed on SnatchSavings are provided by third-party merchants and affiliate partners. We act as an intermediary platform and do not control or guarantee the validity of these offers.

6.2 No Guarantee of Availability

6.3 Merchant Responsibility

All transactions occur directly between you and the merchant. SnatchSavings is NOT responsible for:

• Product quality, delivery, or fulfillment
• Customer service issues with merchants
• Refunds, returns, or cancellations
• Pricing errors or discrepancies
• Merchant website availability or technical issues

6.4 Coupon Submission

Users may submit coupons and deals for review. By submitting content, you grant us the right to publish, modify, or remove it at our discretion. We do not verify all user-submitted coupons and are not liable for their accuracy.

7. User Conduct & Responsibilities

By using SnatchSavings, you agree to:

7.1 Lawful Use

• Comply with all applicable local, national, and international laws
• Not engage in any fraudulent or deceptive practices
• Not misuse coupons or exploit system vulnerabilities

7.2 Respectful Behavior

• Not post offensive, defamatory, or inappropriate content
• Not harass, threaten, or abuse other users or our staff
• Not submit spam, fake reviews, or misleading information

7.3 Content Guidelines

User-generated content (reviews, comments, submissions) must NOT contain:

• Hate speech, discrimination, or harassment
• Pornographic or sexually explicit material
• Malware, viruses, or harmful code
• Copyrighted material without authorization
• Personal information of others (doxxing)
• False or misleading statements

We reserve the right to remove content that violates these guidelines.

8. Intellectual Property Rights

8.1 Our Content

All content on SnatchSavings, including but not limited to text, graphics, logos, images, videos, software, and compilations, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.

8.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes. You may NOT:

• Copy, reproduce, or republish our content on other websites
• Create derivative works based on our content
• Remove copyright notices or proprietary markings
• Use our trademarks or branding without permission

8.3 User Content

By submitting content (reviews, comments, coupons), you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, display, modify, and distribute your content in connection with our Services.

8.4 Copyright Infringement

If you believe your copyright has been infringed, contact us at legal@snatchsavings.com with:

• Description of the copyrighted work
• Location of the infringing material on our site
• Your contact information
• Statement of good faith belief that use is unauthorized
• Statement under penalty of perjury that information is accurate

9. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We specifically disclaim all warranties, including but not limited to:

• Accuracy: We do not guarantee the accuracy, completeness, or reliability of coupons, deals, or content
• Availability: We do not guarantee uninterrupted or error-free access to our Services
• Merchantability: We make no warranties regarding the quality or fitness of merchant products
• Security: While we implement security measures, we cannot guarantee absolute security
• Third-Party Content: We are not responsible for content, products, or services of third parties

Coupon Disclaimer: Coupons may expire, have usage limits, or contain errors. We are not responsible if a coupon does not work as expected. All coupon redemption is subject to merchant terms and conditions.

No Professional Advice: Our content is for informational purposes only and should not be considered financial, legal, or professional advice.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SNATCHSAVINGS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND PARTNERS SHALL NOT BE LIABLE FOR:

10.1 Exclusion of Damages

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from use or inability to use our Services
• Damages from unauthorized access to your data
• Damages from errors, bugs, viruses, or security breaches
• Damages from third-party websites, products, or services
• Damages from expired, invalid, or non-working coupons

10.2 Maximum Liability

If, notwithstanding the above, we are found liable for any damages, our total liability shall not exceed the greater of:

• $100 USD, OR
• The amount you paid to us (if any) in the 12 months preceding the claim

10.3 Basis of the Bargain

You acknowledge that these limitations of liability are an essential part of the agreement between you and SnatchSavings, and that we would not provide our Services without these limitations.

11. Indemnification

You agree to indemnify, defend, and hold harmless SnatchSavings, its parent company, affiliates, officers, directors, employees, agents, and partners from and against any and all claims, liabilities, damages, losses, costs, expenses (including reasonable attorneys' fees) arising from or related to:

• Your use or misuse of our Services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Your content submissions (reviews, comments, coupons)
• Your transactions with merchants
• Any fraudulent or illegal activity
• Any breach of your representations and warranties

This indemnification obligation will survive termination of these Terms and your use of our Services.

12. Third-Party Links & Services

12.1 External Links

Our website contains links to third-party websites (merchants, affiliate partners, advertisers). When you click on affiliate links or coupons, you will be redirected to external websites operated by third parties.

12.2 Merchant Transactions

All purchases, transactions, and interactions with merchants occur directly between you and the merchant. We are not a party to these transactions and assume no liability for merchant conduct, product quality, delivery, or customer service.

12.3 Third-Party Services

We may integrate third-party services (analytics, advertising, social media). Use of these services is subject to their respective terms and privacy policies.

13. Termination

13.1 Termination by Us

We reserve the right to suspend or terminate your access to our Services, with or without notice, for any reason, including:

• Violation of these Terms
• Fraudulent or abusive behavior
• Legal or regulatory requirements
• Security concerns
• At our sole discretion

13.2 Termination by You

You may stop using our Services at any time. If you have an account, you may delete it through your account settings or by contacting us.

13.3 Effect of Termination

Upon termination:

• Your right to access and use our Services immediately ceases
• We may delete your account and data (subject to legal retention requirements)
• Sections that should survive termination (indemnification, liability, disputes) remain in effect

14. Governing Law & Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

14.2 Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located in Singapore for the resolution of any disputes arising from these Terms or your use of our Services.

14.3 Dispute Resolution

Before filing any legal action, you agree to attempt to resolve disputes through good-faith negotiation by contacting us at legal@snatchsavings.com. We will work with you to resolve issues amicably.

14.4 Class Action Waiver

To the extent permitted by law, you agree that any dispute will be resolved on an individual basis and not as a class action, consolidated action, or representative action.

15. Changes to These Terms

We reserve the right to modify, amend, or update these Terms at any time, with or without notice. Changes become effective immediately upon posting on this page.

When we make changes:

• We will update the "Last Updated" date at the top of this page
• Material changes may be announced via email or website notice
• Continued use of our Services constitutes acceptance of the revised Terms

We encourage you to review these Terms periodically to stay informed of any updates.